Vikas G

Senior Specialist Underwriter

• Worked on audit findings by CFPB, MHA-C and in-house compliance team.
• Following underwriting and a determination of different loan modifications.
• Verification of borrower’s income/asset documents, credit and property review for modifying loan under Home Affordable Modification Program HAMP.
• Financial Validation using income documents for approving In-House modification.
• Handling escalated issues and providing proper solutions on mediation and contested loans.
• Monitoring all the reports related to HAMP and In-House modification, taking right decisions and providing status on daily basis.
• Working out special modification terms as required by certain investors within short notice manually. Giving Process Training to fresher on In-House modification and manual modification process.
• Giving Process Training to fresher on HAMP & In-House modification process.
• Completing application testing within the time line as a part of UAT testers.