Raghavendra Kiran Vellikadu

i am an collection vetern have 20 Plus years experience in maintaining and analizing data
I am writing to express my interest in a senior leadership role within your esteemed organisation. With over two decades of progressive expertise in Collections, Recoveries, Credit Operations and Multi regional Portfolio Management across Banking, NBFC, and Telecom domains, I bring a proven record of driving operational excellence, strengthening risk frameworks, and leading high performance teams toward sustained business growth.

Throughout my career, I have consistently demonstrated the ability to revitalise stressed portfolios, engineer robust collection strategies, and institutionalise best in class governance practices. My tenure with SBFC Finance, Conneqt Business Solutions, Dhani Loans & Services, and Vodafone Idea has equipped me with comprehensive experience in early bucket efficiency improvement, agency/channel optimisation, call centre leadership, risk mitigation, compliance adherence,