Jijo Johnson
KOCHI, India
Expert in Credit Appraisal & Financial Analysis for Indian Banks/NBFCs
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Local Time - 03:47 AM
About Me
I am a Banking & Credit Appraisal Professional with 12+ years of experience in the Indian financial sector, specializing in loan appraisal, credit underwriting, and financial analysis. I prepare Credit Appraisal Memos CAMs, loan proposals, CMA data, and financial projections tailored to the formats of banks and NBFCs. Skilled in analyzing Balance Sheets, P&L, Cash Flows, bank statements, CIBIL reports, GST returns, and ITRs, I ensure compliance with RBI guidelines while keeping proposals practical and lender friendly.
My expertise covers MSME, corporate, and project finance, with sector knowledge in manufacturing, textiles, trading, construction, and services.
On Truelancer, I offer credit file preparation, financial models, documentation review, and sectoral risk assessments.
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$6/hr
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