The stock markets are crashing. what should I be doing? Is this an opportunity? &nbsp;Is it time to buy already? These questions are irrelevant. We are so used to the narrow definitions of up and down and think that everything can be summarised into simple action points. The pandemic that the world faces is different. So different from what most of us alive now have seen before, and we are all still learning what to do. First, the only thing that matters is the amount of cash you have in hand. Understand that it is tough for money to be drawn from a falling stock market, or for money to be invested. Draw if you have no cash, even if it is at a loss. If you already have enough in the bank, stay put. This is not the time for any investment decision. Investing when the future is unknown is to venture into the unknown dark without a torch in hand—it is plain foolhardy. There is no smart timing decision to be made. &nbsp;.. <div>Second, recognise that this is new territory. In the era of social media, there is too much information floating around. There are jokes to lighten the mood; and there are useless forwards. Hawkers of quackery should be ashamed of themselves. Train your eyes and ears on what has worked for countries that have suffered before yours got hit. Keenly hear what your government, local authorities are saying. Social isolation is what seems to have worked in China and South Korea. Reduce social interact&nbsp;.. <div> </div></div>

COVID-19: things you should do now instead of investing

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